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Unlocking Your Dream Home with a 580 FICO Score

Writer: New Priority Lending Corp.New Priority Lending Corp.

Are you dreaming of owning your own home but worried that your credit score might hinder you? New Priority Lending is here to help you realize those dreams with our exciting program designed for individuals with a 580 FICO score. Say goodbye to the old myths that only those with impeccable credit can become homeowners. With a 580 FICO score, you can qualify for a 3.5% down payment loan!

Breaking Down the Barriers

Traditionally, the world of mortgage lending has been perceived as a daunting arena, where a high credit score was seen as the golden ticket to homeownership. Many believed that if your credit score fell below a certain threshold, your chances of securing a mortgage with favorable terms were slim. New Priority Lending is here to shatter that myth.

The 580 FICO Score Advantage

Our program is tailored to those with a FICO score of 580 or higher. This score, although not in the "excellent" range, is still considered fair and opens up opportunities for individuals who may have faced challenges in the past. With just a 3.5% down payment requirement, our goal is to make homeownership accessible to a wider range of people.

Benefits of Our Program

  1. Accessibility: We believe everyone deserves a chance to own their home. By lowering the credit score requirement to 580, we're expanding access to homeownership for more people.

  2. Affordability: With a 3.5% down payment, you won't need to break the bank to get started on your homeownership journey. This lower down payment requirement can help you preserve your savings for other essential life expenses.

  3. Competitive Interest Rates: Despite your credit score, our program offers competitive interest rates, ensuring you get the best deal possible.

  4. Path to Improved Credit: Owning a home and making consistent mortgage payments can be a stepping stone to improving your credit score over time.

Is This Program Right for You?

If you have a 580 or higher FICO score and are ready to plunge into homeownership, New Priority Lending's 3.5% down payment loan program could be the perfect fit. It's essential to consult with one of our experienced loan officers who can guide you through the application process, answer your questions, and help determine if this program aligns with your financial goals.

The Time to Act Is Now

Don't let a lower credit score hold you back from achieving your homeownership dreams. With New Priority Lending's innovative program, a 580 FICO score can be the key to opening the door to your very own home. Take the first step today by contacting us and exploring the possibilities that await you. Your dream home may be closer than you think!



 
 
 

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About Us

At New Priority Lending Corp., we simplify financing for homes, investments, and commercial properties. Whether you're purchasing, refinancing, consolidating debt, or growing your real estate portfolio, we offer tailored solutions to meet your unique needs.

From flexible Non-QM loan programs for Self-Employed, 1099, and ITIN borrowers to traditional options like Conventional, FHA, VA, USDA, Jumbo, and investment property loans, we provide competitive rates and personalized service.

Based in McLean, VA, we serve residential clients across Virginia, Maryland, Texas, Florida, West Virginia, and D.C. while offering near-nationwide coverage for investment properties. Our people-first approach, culture of excellence, and innovative solutions empower you to achieve your financial and property goals with confidence.

Contact Us
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7428 Colshire Dr, # 2, 

McLean, VA 22102

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Empowering your future, prioritizing your Success!

New Priority Lending Corp. (NMLS ID. # 2289788) 7428 Colshire Dr #2 McLean VA22102 Is an equal housing lender. This is not a commitment to lend or extend credit. Programs, rates, terms, and conditions are subject to change without notice. Terms and conditions apply. All rights reserved. Contact us for details. Consult your accountant about tax deductions. www.newprioritylending.com - Consumer Access (www.nmlsconsumeraccess.org)

*A pre-approval does not signify that all underwriting requirements have been met. Actual terms, including interest rate, are subject to change without prior notice and may vary based on eligibility criteria. All products are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Please contact New Priority Lending Corp. for additional details.

By refinancing an existing loan, the total finance charges may be higher over the life of the loan.

The rate on your existing mortgage will not change. The New Priority Lending Corp. Home Equity Loan program requires borrower to obtain a second mortgage at current market rates. Loan amount based on underwriting guidelines. Minimum and maximum loan amounts apply. Program financing only available on properties with one existing mortgage lien and subject to maximum loan-to-value ratio. Not available in all states or territories. Other terms and restrictions apply. Please contact us for more information.

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